Understand the numbers behind better investing decisions
WealthFunnel publishes practical investing guides and Canada-first comparisons to help retail investors understand growth, costs, inflation, income, valuation, borrowing, and the platforms available to them.
Start with your question
Choose a decision path, then use a guide and calculator to explore your own assumptions.
- I want my savings to grow — Start with contribution timing, compounding, and a simple way to work backwards from a target. Try the compound calculator
- I’m planning for financial independence — Learn how spending, real returns, and a yearly surplus shape a first FIRE estimate. Try the FIRE calculator
- I’m evaluating income or business value — Follow the money: model reinvested dividends for income, or learn how DCF turns cash flow into an estimate. Try the DRIP calculator
- I’m comparing investing platforms — Understand fee drag, then compare Canadian brokerages and robo-advisors using current provider terms. Compare Canadian platforms
- I’m planning a mortgage or extra payment — See how amortization splits each payment between principal and interest before testing a repayment scenario. Try the mortgage calculator
Investor fundamentals
Start with the concepts that shape long-term investing outcomes.
Why Monthly Contributions Accelerate Compound Growth
See how regular contributions interact with compounding to produce dramatically larger ending balances than a single lump-sum investment.
How Investment Fees Erode Wealth Over Time
Learn why small annual fees have an outsized long-term cost and how to compare DIY ETFs with managed products in dollar terms.
Inflation-Adjusted Returns: Real vs Nominal Growth
Understand how inflation changes purchasing power, calculate real returns with the Fisher equation, and plan with more useful projections.
Compound vs Simple Interest: Why the Gap Grows Over Decades
Compare the math behind simple and compound interest with worked examples that show why the difference expands over long horizons.
How Much Should I Invest Monthly? A Practical Guide
Work backwards from your goal, timeline, and starting point to find a monthly investing amount that fits your financial priorities.
FIRE Planning for Beginners: Find Your Number
Understand financial independence, the 4% starting point, real returns, yearly surplus, and how to read a simple FIRE estimate.
Dividend Reinvestment (DRIP): How Reinvesting Builds Income
Learn how reinvested distributions buy more shares, how share count and income can compound, and what a DRIP projection leaves out.
DCF Valuation for Beginners: From Cash Flow to Fair Value
Understand enterprise value, equity value, terminal value, and sensitivity before using a discounted cash flow estimate.
Mortgage Amortization and Extra Payments Explained
See how principal and interest change through an amortization schedule, and how extra payments can affect total interest and flexibility.
Canadian comparisons
Compare the costs, features, and fit of popular Canadian investing platforms.
Best Online Brokers in Canada: Fees & FX
Compare Canadian online brokerages by fees, foreign-exchange costs, account fit, and the tradeoffs that matter for different investors.
Best Robo-Advisors in Canada: Fees, Accounts & Fit
Review Canadian robo-advisors beyond the headline fee, including account support, total portfolio costs, and the habits each platform makes easier.
Canadian Platform Head-to-Heads
Choose a focused Wealthsimple, Questrade, Interactive Brokers, or Questwealth matchup after you have narrowed down your shortlist.
Wealthsimple vs Questrade in Canada
Compare the two mainstream DIY brokerages on commissions, FX, account fit, fractional shares, tools, and switching friction.
Questrade vs Interactive Brokers Canada
See where Questrade’s approachable Canadian workflow differs from IBKR Canada’s direct FX, global markets, and specialist tools.
Wealthsimple vs Questwealth in Canada
Compare two managed portfolio services on fee tiers, ETF MERs, account fit, minimums, portfolio choice, and service model.
Explore the full set of financial calculators to put these ideas into your own scenarios.